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Frequently Asked Questions

Frequently Asked Questions

Neighborhood

Cobblestone District: Buffalo’s Most Distinctive Waterfront Neighborhood
The Lofts at Elk Terminal is located in the Cobblestone District, a vibrant area known for its industrial charm and entertainment venues.

Nearby Neighborhoods to Explore

  • Canalside – Waterfront recreation and seasonal events
  • Downtown Buffalo – Business, dining, and cultural destinations
  • Allentown – Historic district with galleries and cafés
Cobblestone offers a unique blend of history, nightlife, and walkable convenience.

Local Attractions

  • Canalside Waterfront – Kayaking, concerts, and seasonal events
  • KeyBank Center – NHL games and live performances
  • Tifft Nature Preserve – Trails and wildlife just minutes away
  • Minutes from the Outer Harbor
  • Riverworks and other local breweries
Dining and Entertainment
  • Walk to restaurants, bars, and coffee shops
  • Explore Chippewa Entertainment District and Theater District

Community Features at The Lofts at Elk Terminal

  • Gated parking and controlled access
  • Fitness center
  • On-site maintenance
  • Pet-friendly with a dedicated dog park
In-Home Comforts
  • In-unit washer/dryer
  • Skylights and oversized windows
  • Electronic thermostat
  • Hardwood floors
  • Patio/Balcony
The Lofts at Elk Terminal offers spacious loft living with every modern convenience.

Minutes from Buffalo’s Top Employers
The Lofts at Elk Terminal is centrally located near major medical, financial, and corporate campuses.

Key Roadways and Transit

  • Easy access to Michigan Avenue and I-190
  • Short drive or light rail ride to BNMC, City Hall, and Seneca One
Major Employers Nearby
  • Buffalo Niagara Medical Campus
  • M&T Bank
  • KeyBank
  • Tesla
Living at Elk Terminal means short commutes and prime career access.

Historic Loft Living with Modern Comforts
Originally built in 1919, The Lofts at Elk Terminal was reborn as Buffalo’s first loft conversion in the Cobblestone District.

Prime Location and Walkability

  • Steps from KeyBank Center, Canalside, and Buffalo Niagara Casino
  • Minutes from Harborcenter, Chippewa Street, and Elmwood Village
Designed for Urban Professionals
  • Spacious layouts with 14-foot ceilings and oversized windows
  • Gated parking and state-of-the-art security
The Lofts at Elk Terminal offers industrial elegance in a thriving urban setting.

Floor Plans

The Lofts at Elk Terminal offers 1 and 2 bedroom loft style apartments in Buffalo, New York. To view current availability, please visit our Floor Plans page.

The availability and move in dates are all shown on our website by visiting the floor plan page. Our leasing specialists will be available to answer any specific questions you have. Sign up for text/email updates so we can keep you updated.

Our not your average size you'd find in Buffalo, NY - they are larger units that come with an open living space and large ceilings, letting in natural lighting throughout. Our 1- and 2-bedroom apartments average from 800 – 1,200 sq. ft. Check out our floor plans page to see the various layouts. Some units even have a private balcony!

Amenities

The Lofts at Elk Terminal in Buffalo offers a variety of apartment and community amenities, including ample closet space, in-unit washers and dryers as well as shared patios and much, much more. Visit our Amenities page for more information.

Yes, at The Lofts at Elk Terminal, our Buffalo, NY apartments are pet-friendly. Please contact us for more information about our pet policy.

Yes, they are! The Lofts at Elk Terminal are a Smoke Free Community!

Each apartment features a FULL-SIZE washers & dryers!

Admin

Yes! The Lofts at Elk Terminal offers several online services, including paying rent and submitting 24/7 maintenance requests.

Yes! Applications can be completed on our website under the application tab.

We offer 1-2 gated parking spaces, secure access, property management, water and garbage.

The application fee is only $20 per occupant and or guarantor.

Application fee of $20 to apply, security deposit when approved and first months rent at move in.

There will be a required deposit to hold a unit in your name at the time of the application. Please see out rental criteria.

Each adult applicant (18 years of age or older) must submit an online application through our secure application portal.

Applicants are subject to a credit and criminal background screening and will be charged a nonrefundable $20.00 application fee to cover the cost of the screening.

Approval is based on the rental criteria outlined herein.

Rental History

Previous rental history may be reviewed and verified. Unsatisfactory rental history, including a documented pattern of lease violations, unpaid rental obligations, or property damage, may affect eligibility.

Income History and Verification

  • Applicants must upload written proof of a combined gross monthly income equal to at least three (3) times the monthly rent.
  • All lawful sources of income will be considered if they can be verified in writing.
  • Full-time students may be required to provide a qualified co-signer.

Credit History

As part of the application process, a consumer credit report, including the applicant’s FICO® credit score, will be obtained.

Generally, applicants should:

  • Have a credit score of 600 or higher;
  • Have satisfactory income and rental history;
  • Not have unpaid utility collections; and
  • Demonstrate an overall ability to meet financial obligations.

Applicants with credit scores below 600 or limited credit history may still be considered based on the overall application and may be required to provide a qualified co-signer or satisfy other reasonable conditions.

Applicants with an active bankruptty that has not been discharged may not qualify; however, applications will be reviewed on an individual basis consistent with applicable law.

Information appearing on the credit report, including previous addresses and employment history, may be verified during the application process.

Credit reports provided by applicants will not be accepted if they are more than thirty (30) days old.

Co-Signer Requirements

Co-signers must:

  • Complete a separate rental application;
  • Pay the required application fee;
  • Have a minimum credit score of 600;
  • Demonstrate gross monthly income of at least three (3) times the monthly rent;
  • Upload a valid government-issued photo ID; and
  • Upload acceptable proof of income.

Employment History and Verification

Applicants and co-signers must upload at least one month's recent pay stubs or other acceptable documentation verifying income.

Self-employed applicants or applicants receiving 1099 income must upload their two most recent federal tax returns or other acceptable documentation demonstrating income.

If the applicant is a business entity, the lease must be personally guaranteed by an individual acceptable to the landlord.

Final Determination

Each applicant’s circumstances are unique. Accordingly, First Amherst Development Group, LLC and its affiliates require a completed application before a determination can be made.

Meeting these criteria does not guarantee approval, and failure to satisfy one or more criteria does not necessarily result in denial.

First Amherst Development Group, LLC reserves the right to request additional documentation reasonably necessary to complete the application review.

All decisions are made in accordance with applicable federal, state, and local fair housing laws.

We welcome all qualified applicants to apply.

First Amherst Development Group, LLC and its affiliates are Equal Housing Opportunity landlords. We comply with the Federal Fair Housing Act, the New York State Human Rights Law, and all other applicable federal, state, and local fair housing laws.

We do not discriminate against any person based on race, color, religion, sex, national origin, disability, familial status, citizenship, sexual orientation, gender identity or expression, military status, creed, marital status, lawful source of income, age, or any other protected characteristic.

We welcome all qualified applicants to apply for tenancy. All completed applications are reviewed individually and in accordance with applicable law.

Location

The Lofts at Elk Terminal is located just blocks away from the Buffalo Cobblestone District.

YES. The Lofts at Elk Terminal is located near the Bus Line.

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